Cleaners – Don’t Miss These Tax Deductions!

Blue Orchid Accounting • November 25, 2025

Tax time can be overwhelming, especially for cleaners who juggle long hours, multiple jobs, or manage a small business. With the daily focus on meeting client needs, keeping up with supplies, and staying on top of schedules, tax deductions are often overlooked. Many in the cleaning industry miss out on valuable claims simply because they aren’t sure what expenses are eligible or how to record them properly.


Understanding what you can and cannot claim is an essential part of staying on top of your financial obligations. Deductions exist to recognise the costs that are genuinely tied to earning your income, and when used correctly, they can reduce your taxable income. This means more accurate reporting and a tax return that accurately reflects the actual cost of running your cleaning business.


In this guide, we’ll explore the most common deductions available to cleaners, including uniforms, protective clothing, cleaning supplies, travel between job sites, tools and equipment, and even the administrative costs associated with running your business. We’ll also examine why maintaining detailed records is so crucial and how accountants on the Central Coast can offer valuable support in navigating the complexities of Central Coast taxation.


By having the proper knowledge and approach, cleaners can head into tax season with greater clarity, confidence, and control over their returns.

Everyday Deductible Expenses For Cleaners

Cleaners often spend a considerable amount on work-related items. Knowing what qualifies as a deductible expense is the first step in ensuring your tax return accurately reflects your true business costs. Some of the most common expenses cleaners may be able to claim include:


  • Uniforms & protective clothing: When cleaners are required to wear branded uniforms or purchase protective gear such as gloves, masks, or non-slip shoes, these items may be considered deductible.
  • Cleaning products & consumables: Products like disinfectants, sprays, detergents, sponges, cloths, and mops are work-related purchases that may be eligible for claims.
  • Equipment & tools of trade: Larger purchases, such as vacuum cleaners, polishers, or steam cleaners, may be claimed outright or depreciated over several years, depending on the cost.
  • Repairs & replacements: When cleaning equipment breaks down or needs parts replaced, the costs of maintaining or repairing these tools may also be deductible.


By keeping records of these expenses, cleaners can maximise their tax return and avoid missing legitimate claims.

Travel & Vehicle Use

Travel is a regular part of work for many cleaners, particularly those who service multiple client sites in a single day. While trips to and from a primary workplace usually aren’t deductible, there are circumstances where travel expenses may be claimable.


Examples of travel-related deductions may include:


  • Using your car to drive between two or more cleaning jobs during a single day.
  • Fuel, servicing, insurance, and registration costs when using the logbook method to record business kilometres.
  • Parking fees or tolls are directly related to cleaning work assignments.


Because travel deductions can be complex, many cleaners turn to a tax accountant on the Central Coast for guidance on accurately calculating these claims.

Phone, Internet & Administrative Costs

Running a cleaning business or working independently often requires more than just the physical work. Administrative tasks, client communication, and scheduling all contribute to business expenses. These may provide opportunities for deductions, such as:


  • A percentage of mobile phone costs when calls or texts relate to work purposes.
  • Internet use for online bookings, managing business emails, or keeping digital records.
  • Office supplies, including diaries, planners, software subscriptions, and stationery, are purchased for record-keeping and client management purposes.


These expenses can add up over the year, which is why maintaining detailed records is so important when working with Central Coast taxation requirements.

Keeping Accurate Records

Claiming deductions is only possible when you have evidence to back them up. Without receipts or clear records, you may find that your claims are disallowed. Good record-keeping also makes preparing a return much smoother.


Some practical approaches to keeping accurate records include:


  • Use a digital app or folder to store receipts for items like uniforms, cleaning supplies, and equipment.
  • Keeping a detailed logbook of kilometres travelled for work, especially if driving between multiple sites.
  • Saving copies of phone and internet bills and highlighting work-related use.


By having clear, organised records, cleaners make tax time less stressful and more manageable, while also supporting their claims for deductions.

Training, Licensing & Insurance Costs

Many cleaners also have expenses that go beyond equipment and supplies. These can relate to compliance and ongoing work requirements. Depending on individual circumstances, the following costs may be relevant for deductions:


  • Training courses that are directly connected to your cleaning role or business.
  • Licence renewals or regulatory fees are necessary for operating legally in your area.
  • Business-related insurance premiums linked specifically to cleaning work.


Not every cost will qualify, so discussing these with accountants on the Central Coast can help you understand which ones may apply to your situation.

Why Work With A Local Tax Accountant?

The rules around deductions can vary depending on whether you’re a contractor, a sole trader, or running a cleaning business with employees. A tax accountant on the Central Coast can help you navigate these differences by looking at your specific circumstances.


Some of the ways a local tax accountant may support cleaners include:


  • Reviewing your expenses to highlight which ones may be deductible under Central Coast taxation.
  • Explaining how to structure records so they meet the ATO’s requirements.
  • Offering advice on how to avoid errors that could affect your tax return.


Working with a local specialist helps cleaners approach tax time with confidence, knowing they are supported in understanding their entitlements.

Claim The Deductions You’re Entitled To

At Blue Orchid Accounting, we work with cleaners and small business owners across the Central Coast to support them with the complexities of tax. From uniforms and cleaning products to travel, equipment, and administrative costs, we provide guidance that is tailored to your circumstances. This allows you to concentrate on your day-to-day work while we help with the important task of managing your tax obligations.


If you’re aiming to maximise tax return for cleaners, now is the time to act. Get in touch with us today to discuss your situation in more detail. Contact us to arrange a consultation and take the next step toward claiming the deductions to which you may be entitled.

A Close up Of a Purple Orchid on A White Background — Blue Orchid Accounting In Woongarrah, NSW

Blue Orchid Accounting


Since 2011, Blue Orchid Accounting has been providing clients throughout the Central Coast with a comprehensive range of taxation and accounting services. We strive to provide friendly, straightforward advice, helping ensure you’re enabled to make smarter financial decisions and further safeguard your wealth.


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Common risk areas include: Payments A payment may include: Paying a shareholder’s private expenses; Paying personal credit-card balances; Transferring company property below market value; Paying school fees or mortgage expenses; or Providing company assets for private use. Recording a payment as a “shareholder drawing” does not prevent Division 7A from applying. Loans and advances Division 7A may apply where a private company lends money to a shareholder or associate and the amount is not repaid before the company’s lodgment day. The lodgment day is generally the earlier of: The due date for the company’s tax return; and The date the return is actually lodged. This means lodging the company return early may bring forward the deadline for addressing the loan. Forgiven debts Division 7A may also apply where the company forgives a debt owed by a shareholder or associate. A formal debt release is not always required. Risk can arise where the company writes off the amount or acts in a way that suggests it does not intend to collect the debt. How can a company loan avoid becoming a deemed dividend? A shareholder loan can generally avoid an immediate Division 7A dividend if it is placed under a complying written loan agreement before the company’s lodgment day. A complying loan ordinarily requires: A written and legally effective agreement; Interest charged at no less than the annual Division 7A benchmark rate; A maximum term of seven years for an unsecured loan; or A term of up to 25 years for a qualifying loan secured by a registered mortgage over real property. The ATO’s benchmark interest rate for the 2026–27 income year is 8.77%. Because the benchmark rate changes annually, businesses should update their loan calculations each year. Minimum yearly repayments Once a complying Division 7A loan is established, the borrower must generally make a minimum yearly repayment from the following income year. The repayment is calculated using: The opening loan balance; The benchmark interest rate; and The remaining term of the loan. If the borrower pays less than the required amount by 30 June, the shortfall may be treated as an unfranked dividend. Businesses should also avoid temporary or circular repayments. For example, a shareholder should not repay a company loan immediately before 30 June and then borrow the money back shortly afterwards. Division 7A contains rules that may disregard these repayments. What is distributable surplus? A Division 7A dividend is generally limited to the company’s distributable surplus. Distributable surplus is calculated using a statutory formula based broadly on the company’s net assets, subject to specific adjustments. It is not necessarily the same as: Accounting profit; Retained earnings; Cash held by the company; or The balance of the company’s franking account. Market values and the legal character of assets and liabilities may affect the calculation. For this reason, businesses should prepare a documented distributable-surplus calculation rather than relying only on the balance sheet. Division 7A and family trusts Division 7A can also affect trust structures. A common arrangement occurs where a trust distributes income to a private company but does not immediately pay the amount. This is commonly referred to as an unpaid present entitlement, or UPE. In June 2026, the High Court delivered its decision in Commissioner of Taxation v Bendel. The Court found that the UPEs in that particular case were not loans made by the corporate beneficiary to the trustee for the purposes of section 109D. However, Bendel does not mean that all UPEs are automatically outside Division 7A. 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